About Us
Experienced Disablity Lawyers
Hilborn & Konduros is committed to helping clients secure the benefits they deserve when an insurer wrongly denies or terminates short-term or long-term disability benefits. The firm works to achieve the best possible outcome for individuals dealing with disability insurance disputes.With extensive experience handling disability claims, the team understands the challenges individuals face when insurers deny valid claims. They work diligently to pursue the compensation clients are entitled to.
Hilborn & Konduros works on a contingency fee basis, meaning you do not pay upfront legal fees and the firm only gets paid when you do.
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Our Services
Short-Term and Long-Term Disability Claims
Disability insurance typically provides two types of benefits depending on the length of time you are unable to work.
Short-Term Disability (STD)
Short-term disability benefits provide temporary financial support when a medical condition prevents you from working for a limited period. These benefits are often available through employer group insurance plans and usually cover the early months of a disability.
Insurance companies may deny STD claims for many reasons, including insufficient medical evidence or disputes about the severity of a condition. When this happens, legal guidance can help you understand your options.
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Long-Term Disability (LTD)
Long-term disability benefits are designed to provide income replacement when a serious illness or injury prevents you from returning to work for an extended period.
LTD claims are often more complex and may involve ongoing assessments by the insurance company. Benefits may be denied or terminated if the insurer believes you are capable of returning to work, even when medical evidence suggests otherwise.
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Common Disability Claim Issues
Many individuals encounter difficulties when dealing with insurance companies during disability claims.
Our firm assists clients facing issues such as:
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Why Work With a Disability Lawyer
Disability insurance policies can be complex, and insurance companies often rely on strict policy interpretations when evaluating claims.
An experienced disability lawyer can help by::
Legal representation can make a significant difference in the outcome of a disability claim.
Request A Free Consultation (519) 658-6341Why Choose Hilborn & Konduros
Almost 40 Years of Experience
Nearly four decades of courtroom and negotiation experience in disability and insurance disputes across Ontario.
Former CPP Disability Tribunal Chair
Rob Konduros previously served as Chair of the Canada Pension Plan Disability Benefits Tribunal, providing deep insight into how disability evidence is evaluated.
Local Representation with Province-Wide Reach
Hands-on legal advocacy for clients in Cambridge, Kitchener, Waterloo Region, and across Ontario.
No Fees Unless We Recover Compensation
The firm works on a contingency fee basis, meaning you do not pay legal fees unless compensation is recovered.
FAQs
Frequently Asked Questions
Don’t give up. You typically have options to appeal internally and/or start a legal claim. The best route depends on your policy and evidence. We’ll help you choose the path that gets to “yes” sooner, and preserves limitation rights.
Yes, if symptoms create reliable, sustainable work restrictions supported by medical evidence.
Timelines vary with medical complexity and insurer conduct. We move quickly where possible and keep you informed.
We work on a contingency fee. You do not pay legal fees unless we recover compensation.
Testimonials
What our clients are saying?
No Win No Fee